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List of Insurances Accepted/ Covid-19 Testing

Updated: Aug 18, 2021

  • We accept most PPO plans :

Anthem Blue Cross of California PPO

Blue Shield PPO

Cigna PPO

United Healthcare PPO

A & G Healthcare


Cigna-Great West

First Health

Health Net

Humana/ChoiceCare Network


Prime Health

Western Growers Assurance Trust

Any PPO plans through HEALTHGUARD

  • We do accept Medicare and Medicare Advantage plans through SCCIPA ( Santa Clara County Independent Physicians Association )

  • Unfortunately, we do not accept the following insurances:

Valley Health Plan


Medi-Cal ( as a primary or secondary)

Dr. Ram is not contracted with Medi-Cal.

Covered California


Most pharmacies such as CVS, Rite Aid, Walgreens and others offer

drive-thru nasal swab tests for Covid-testing . Please go online and schedule

your Covid tests with them.

For air travel, you are required to show proof of a negative test within 72

hours of your flight and most airlines are requiring that it be an RT-PCR Covid

test. Most Urgent Cares have drive thru-testing that can give you RT- PCR

results in 2-3 days.


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