We accept most PPO plans :
Anthem Blue Cross of California PPO
Blue Shield PPO
Cigna PPO
United Healthcare PPO
A & G Healthcare
Aetna
Cigna-Great West
First Health
Health Net
Humana/ChoiceCare Network
Multiplan
Prime Health
Western Growers Assurance Trust
Any PPO plans through HEALTHGUARD
We do accept Medicare and Medicare Advantage plans through SCCIPA ( Santa Clara County Independent Physicians Association )
Unfortunately, we do not accept the following insurances:
Valley Health Plan
Vitality
Medi-Cal ( as a primary or secondary)
Dr. Ram is not contracted with Medi-Cal.
Covered California
COVID-19 TESTING :
Most pharmacies such as CVS, Rite Aid, Walgreens and others offer
drive-thru nasal swab tests for Covid-testing . Please go online and schedule
your Covid tests with them.
For air travel, you are required to show proof of a negative test within 72
hours of your flight and most airlines are requiring that it be an RT-PCR Covid
test. Most Urgent Cares have drive thru-testing that can give you RT- PCR
results in 2-3 days.